Winter's Freeze Around The Corner
Roof or Skylight Leak? When it’s pouring or snowing, leaks aren't fixable. Take advantage of the next few weeks to patch.
Eavestrough Trouble Spot? Freezing weather will make it worse… come spring it will be a headache. And be sure the downspouts are unclogged and pointing away from the foundation.
Ice Dam On The Roof Last Winter? Add attic insulation and ventilation to keep the roof cold. A warm roof melts snow, which flows to the eaves, which then freezes… and over time, water seeps under the shingles and into the house.
Prune or Not? In a word… don’t! Autumn isn’t the time for pruning. Pruning stimulates new growth, which is susceptible to winter damage. At this time of year, your trees and plants are going into hibernation mode. Protect shrubs with burlap and wait until spring to clip.
Leave the leaves or Rake? Mow and mulch them into the lawn. Put the excess "free fertilizer" around the bases of shrubs and over flower beds - "water-in" well.
Empty The Pressure Washer. Once fall cleaning is done, empty the Power Washer and flush plumbing antifreeze into the pump. Winter weather will cause even a tiny amount of water to freeze, expand, and crack the pump or seals around it.
And while you're at it – close the exterior water bibs at the inside shutoffs.
Space Heater Safety
With these chillier days, many of us are using portable heaters for localized warmth before we put on the furnace. Two popular kinds are convection and radiant heaters. The difference? A convection heater, such as the ceramic type, is designed to heat a room by blowing heated air. Radiant heaters are designed to warm things and people close to the heater. They don’t use a fan and are not efficient at heating a whole room.
Portable heaters have been updated over the years to use less electricity... but provide more heat. When comparing models, look for safety features like an automatic shut-off switch – great for when a pet tips-over the heater.
If you need an extension cord, use only high-amperage cords designed for space-heaters or air conditioners. The high amount of current required could melt ordinary extension cords, causing a fire.
Why A Pre-Closing Inspection?
The pre-closing inspection, also referred to as "the final walk-through" is another step in the home buying process. Chances are, you’ll have negotiated a 60 or 90 day closing date, and things can change during that time. Don’t miss the opportunity to conduct an inspection prior to completing the deal. Why?
• To validate that the appliances you saw, and think you’re purchasing as part of the deal, are the ones in the home.
• To ensure no water or fire damage has happened since the home inspection.
• To see that other fixtures and chattels you expect to be there... are indeed there.
Protect your investment. Be sure that a pre-closing inspection is part of the Purchase Agreement. And take your time to poke around inside and outside.
Occupancy Date… Closing Date.
New condo? Or buying on a flip? Understand the differences.
Occupancy Date (Sometimes Called – First Closing Date):
When the developer is ready to give occupancy, but the Condo Corporation is not yet registered.
• The purchaser is obliged to take possession of the property as a tenant.
• The purchaser pays occupancy fees to the developer (i.e. rent)
• The mortgage is NOT Registered, and no mortgage payments are made.
Closing/ Registration Date:
Occurs after "Registration" of the Condominium Corporation.
• The purchaser receives legal Title to the property – “Ownership.”
• A mortgage can now be registered on Title, so mortgage payments, taxes and condominium maintenance fee (CMF) payments begin