Are you looking for a condo/townhouse/semi or detached home? Here is a question for all you buyers...What costs you nothing but can save you thousands of dollars?
Before I give you the answer, let me tell you a little story. Early in my career, I was showing some condos to a lady for almost one month (with no Buyer Represention Agreement because she did not want to be tied to an Agent). ...
Posted by Sara Kareer
on April 14, 2009
Here is an interesting article I read today about the Psychology of House Hunting, written by Collin Ellard. With the Spring market upon us, Collin re-evaulates the psychology of buying a new home. Read and enjoy:
It's house-hunting season. The FOR SALE signs are everywhere. The weekend Open Houses are beginning to heat up (even though the weather isn't), and anyone thinking of moving ...
Posted by Sara Kareer
on April 5, 2009
Buying a Home - Determining What You Can Afford
If you're thinking of purchasing your first home, you probably have a lot of great ideas about what you'd like - such as several thousand square feet of living space, a two-car garage, large fenced-in lot, one or two fireplaces and a panoramic view. But it may be time for a reality check.
Most first-time buyers want their dream home right away. ...
Posted by Sara Kareer
on April 1, 2009
Since February, the Financial Services Commission of Ontario (FSCO) has suspended the licenses of over 100 Mortgage Brokerages for not having errors and omissions insurance. The purpose of errors and omissions insurance is to protect the professional against legal liability resulting from the professional's negligent act, error or omission. If your mortgage is through an agent whose brokerage ...
Posted by Sara Kareer
on March 17, 2009
Opportunity knocks - According to the 16th Annual RBC Homeownership Survey, two-in-three Canadians think it's a buyer's market right now and more than a quarter of Canadians (27 per cent) say they intend to purchase a home over the next two years, up four points from 23 per cent in 2008 - the largest single year increase since 2001. Additionally, almost half (48 per cent) indicate it makes sense to ...
Posted by Sara Kareer
on March 5, 2009
Despite recent slowdowns in some markets, housing remains a good long-term investment, and demographic demand favours housing over the long term.
Homeownership offers immediate benefits and long-term value. Homeowners accumulate wealth for the future while enjoying the benefits of a shelter that they can use, improve and sell.
Reasons Why You Should Stop Renting
Continual rent ...
Posted by Sara Kareer
on February 28, 2009
First-Time Home Buyers' Tax Credit
Here is another program geared towards first-time home buyers! The Government is offering an incentive for first time home buyers by offering a 15% income tax credit for closing costs. Details
To assist first-time home buyers with the costs related to the purchase of a home.
The First-Time Home Buyers' Credit (FTHBC) provides a 15 percent credit ...
Posted by Sara Kareer
on February 27, 2009
The following is an update on the Home Ownership Program offered in the Region of Peel.
Peel Region will ask Ottawa and Queen's Park to extend for another year a home ownership program that's geared to low-income residents. In May 2008, Peel received $2.85 million under the Canada-Ontario Affordable Housing program (AHP). Dubbed "Home in Peel," the initiative set out to provide 282 ...
Posted by Sara Kareer
on February 13, 2009
Did you know?? In addition to earning up to 1500 Air Miles, you can also receive an EXTRA 121 BONUS Air Miles when you buy or sell with me from February 1, 2009 to April 30, 2009....make it count! Call me today for the exciting details!
Sincerely, Sara Kareer Sales Representative Century 21 Millennium Inc., Brokerage (tel) 905-450-8300 (toll-free) 1-888-450-8301 (web) www.sarakareer.com ...
Posted by Sara Kareer
on February 10, 2009
Home Renovations:
In order to encourage consumer spending, the Government is offering Homeowners various incentives...the following article was published by Canwest News Service/National Post, Janice Tibbetts: OTTAWA -- Canadians who want to sod their lawns or renovate their bathrooms will get a tax break worth up to $1,350 as a key plank of the government's effort to inspire spending. ...
Posted by Sara Kareer
on February 3, 2009