Sean Kavanagh

Sales Representative

Miller Real Estate Ltd., Brokerage*

467 Speers Road

Oakville, ONL6K 3S4

Office: 905-845-9180
Office Fax: 905-845-7674
Cell: 905-220-9198
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What you should know about deeply discounted mortgage rates

  You’ve heard the expressions ‘cheapest isn't always best’ OR ‘you get what you pay for’. This also applies to shopping for the best mortgage rates. When you are looking at paying off your largest investment over 25-30 years, it is easy to jump on the lowest rate available. But, the low-rate mortgages could actually cost you more in the long run. Check The ...

"very personable, knowledgeable and helpful" - another satisfied client!

If you are considering selling and/or buying a home, I urge you to contact Sean Kavanagh of Century 21 Miller Real Estate Ltd. He is very personable, knowledgeable and helpful. As someone new to this experience, he helped make the transaction as smooth and stress free as possible. He has vast contacts that helped me get my house ready for market (painter, roofer, contractor, etc) and contacts to ...

Housing Prices To Remain Stable Into 2012

The Canadian housing market will grow at a much slower pace compared to the surge seen in the past decade. Home resales are expected to grow by 0.9 per cent this year and remain unchanged in 2012, while home prices will increase by 4.4 per cent this year and 0.4 per cent in 2012. Garth Turner will have you believe that the federal government’s policy to allow 40 year amortized mortgages ...

Global Market Mayhem May Keep Interest Rates Low.

Bank of Canada Governor Mark Carney’s plans to raise interest rates this fall have been put on hold as a result of the continued financial struggles in both the U.S. and Europe. It was originally believed that the bank would be raising rates this September, but recent indications suggest that we could be looking at rates dropping again before we begin to see increases. Home owners concerned ...

May Market Update - House Sales Drop, But Prices Remain High!

   Canada's real estate market is recovering, though it's not all the way back, according to the Canadian Real Estate Association (CREA). But don't expect falling sales to be reflected in the price you pay. CREA notes that, in spite of fewer homes changing hands, Canada's average house price will rise four per cent to $352,500 per unit this year, and should jump to nearly $356,000 in 2012. ...

How Much Are My Closing Costs Going To Be?

It is always a shame when you hear about someone having a huge financial surprise on the day of closing.  On the day you are making the biggest purchase of your life, many forget to calculate all of the other expenses that are to be paid on closing.  These expenses will not be rolled into your mortgage, so be sure to calculate them all on top of the money you had planned to put down as your ...

Clarifying the New Mortgage Regulations

When the new HST was announced, many clients called me to ask questions about how they would be affected.  I still have conversations with people who still unwittingly believe HST is applied to the purchase price of a home.  So, to avoid similar confusion regarding the new mortgage regulations, I thought I would do my best to clarify the issue.   1) Reduce the maximum ...

Housing market begins to cool

As anticipated, July 1st has come and gone leaving a cooling of the real estate market in its wake.  With many buyers and sellers trying to complete transactions before July 1st due to the HST introduction, raising interest rates and new government regulations on real estate purchasing, we are now witnessing a collective SIGH in the market......the calm after the storm, if you will. Experts ...

More young Canadians taking advantage of low interest rates in housing market

Younger Canadians are expected to lead the way with home buying this year as they take advantage of low interest rates, new jobs and what they consider "good prices," a bank survey says. The survey for the Royal Bank suggested that 15 per cent of Canadians between the ages of 18 and 24 were very likely to buy, almost double from eight per cent in 2009.  "Our poll found that 35 per cent of younger ...

Bank of Canada warns raising interest rates may come sooner than anticipated.

The Canadian dollar posted its biggest single-day gain since July as the Bank of Canada warned that it will be raising interest rates. As the economy continues to recover, the raising of interest rates is just around the corner in an attempt to slow inflation. The bank's "extraordinary policy" of ultra-low rates was introduced to boost the economic recovery, but as the banks feel we are well into ...
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