Get A Mortgage Pre-Approval Before You Start Shopping,

Getting pre-approved for a mortgage is something every potential home buyer should do before shopping for a new home. With a mortgage pre-approval, a mortgage professional can give you the dollar figure on what you can afford and what your payments will be prior to shopping.

Also a Licensed mortgage professionals can lock-in an interest rate anywhere from 60 – 120 days while you shop for your perfect home. By locking in an interest rate, you are guaranteed to get a mortgage for at least that rate or better. If interest rates drop, your locked-in rate will drop as well, if the interest rates go up, your locked-in interest rate will not, ensuring you get the best rate giving you the best of both worlds.

A mortgage professional will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, which mortgage products they believe will be the best fit for you. They will also review all of the other costs involved with purchasing a home.

Having a mortgage pre-approval will not only give you the confidence of knowing the price range you can shop in, it also helps your Realtor Professional put you in a more positive negotiation position when writing an offer.

If you want a hard working mortgage professional to go to work and custom make a mortgage plan that best fits you, please give me a call and I can refer you to the best people in the industry without cost or obligation.

Stephen J. Hall, NLAR                                                                       Realtor® Consultant                                                                          Commissioner for Oaths                                                                      Century 21 Sellers Choice Inc.                                                                (709) 682-2502 cell                                                                                                                                                                     Email:

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Oh by the way Doing a good job for you and your family, friends and associates is important to me. I am so confident that you will be so impressed with the help that I give you that you will introduce me to two or more people that you really care about with a Real Estate need.

Stephen Hall

Stephen Hall

Affiliated Real Estate Agent
CENTURY 21 Seller's Choice Inc.
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