As a CENTURY 21 President Realty Inc. Real Estate professional, I am dedicated to providing you with the highest quality service possible. My personal knowledge of the local Real Estate market is combined with the power of the CENTURY 21 brand - the most recognized name in Real Estate today.
Let me assist you in finding your dream home, in a neighbourhood that is right for you, and in the price range you want. Or if you are interested in selling a property, I also have the expertise to help you get the fastest sale possible and at the best price.
I look forward to the opportunity of working for you!
I started my career as a Realtor back in 2003 and have Residential & Commercial market experience in the GTA & other parts of Ontario to serve you.
I previously worked as a Mortgage Salesperson and have 2 years of experience in the field.
My awards as a Realtor include:
SELLING YOUR HOME.. takes more than just a listing
We put in the extra care and effort to help you get top dollar for your home, within the time you have to sell it.
• Your home is professionally evaluated to PRICE IT RIGHT THE FIRST TIME.
• Your home is professionally assessed by a designer so that it shows it's best when put on the market.
• Custom marketing campaigns specific to your home will be performed targeting the right audience.
• You have access to a full range of professional services and contractors which have been screened by us.
• You receive weekly progress reports and feedback on showings and activity.
• You benefit from our years of negotiating skills in packaging the best deal for you
I like to support cultural and sports clubs in the community. I am also a member of "Rooh Punjab De Cultural Club" in Brampton.
I am married with Jassi Bhaura and have 2 kids Jaiveer and Harleen .
I enjoy playing soccer and reading in my spare time.
Some of the things I likes to do in my spare time:
•Spending time with my family and my friends.
Residential, Commercial and Investment Real Estate
I am graduate from G.N.D.U. ( Punjab ) in India.
First I will help you examine your reasons for wanting to sell. The most common reasons why people decide to sell their homes include changes to their financial status, an employment transfer, a growing family or retirement. Today's low interest rates have also made it attractive for many homeowners to "move up" to a larger home.
Whatever your reason, selling a house is a complicated procedure so it's imperative to have a qualified real estate professional on your side. Because selling a home involves large sums of money and complicated legal documents, my expertise can help a homeowner avoid costly mistakes.
Real estate cyclesBuying your home was probably the best investment you ever made. That's because over the long term, real estate has proven to be a sound investment while at the same time offering you and your family shelter and a feeling of pride of ownership.
However, real estate is subject to the law of supply and demand which creates cycles in the market. A shortage of homes generally means prices rise. This cycle is commonly known as a "seller's market." Alternately, a surplus of homes can result in a slow down in home sales or even a reduction in prices and is often referred to as a "buyers market."
One of the most important services I provides is market analysis. Most people don't have the time it takes to conduct the comprehensive market research required to accurately price a home. I can give you up-to-date information on what economic and other factors are impacting current market conditions.
Which market is best?Obviously, you will want to sell your home quickly and for the highest possible price. In a "seller's market," you often see many buyers competing for the same house resulting in top prices -- sometimes even over the original list price. However, if you are planning to purchase another home after the sale, chances are you will be competing in the same seller's market faced with higher prices.
In a buyer's market you may find you have to wait longer to sell your home for a fair price. The upside to selling your home in a buyer's market is you'll have more selection and pricing options when you go looking for your new property.
Although the current market cycle should influence your decision to sell, remember there are trade-offs to selling in either a buyer's or seller's market. Some people are concerned that if they trade up to a larger home in a buyer's market they will lose some of their home's equity in the sale. But, while you may sell your home at a "discount," it's likely you will purchase your larger home at an even greater discount. The advantage is you then own a larger asset with even greater potential for appreciation.
In Ontario, changing seasons and the weather can affect buyer demand. For example, fewer buyers may be out looking at homes during the cold and snowy winter months, but as a seller you will be competing with fewer homes on the market. Spring tends to be an attractive time for real estate sales as gardens start to look nice again and people come out of hibernation. Buyers with school-aged children like to purchase in the spring so they can move in over the summer. However, homes sell throughout the year so think of the season as only one factor in deciding when to sell your home.
Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price. Mortgage loan insurance helps protects lenders against mortgage default, and enables consumers to purchase homes with as little as 5% down payment — with interest rates comparable to those with a 20% down payment.
To obtain mortgage loan insurance, lenders pay an insurance premium. Typically, your lender will pass this cost on to you. The premium payable is based on a percentage of the home’s purchase price that is financed by a mortgage. The premium can be paid in a single lump sum or it can be added to your mortgage and included in your monthly payments.
Mortgage loan insurance is not to be confused with mortgage life insurance which guarantees that your remaining mortgage at the time of your death will not be a burden to your estate.
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