Mortgage Rates from RBC Royal Bank

Stacy Johnson, AICB

Mortgage Specialist

Royal Bank of Canada

602 Park Ave

Beausejour, MB R0E 0C0

Cel: 204-266-1722

Fax: 204-268-3889

stacy.johnson@rbc.com

Susan Greschuk

Associate Broker/Sales Associate

Beausejour, MB R0E 0C0

Tel: 204-268-2011

RBC Royal Bank working with

Susan Greschuk

RBC Royal Bank offers personal assistance from knowledgeable mortgage specialists

who are here to help.

RBC Homeline Plan

TM

5 Year Variable Closed 5 Year Fixed Closed Combined Ho

Plan Ra

meline

te

APR

2.65%

1 4.49%2 3.57% N/A3

RBC Mortgage

Term RBC Posted Rates Your Rates APR

5 Year Variable Closed 2.65%

2.65% 2.69%

5 Year Variable Open 3.05%

3.05% 3.09%

1 Year Fixed Closed 3.90%

3.40% 3.57%

2 Year Fixed Closed 4.05%

3.55% 3.63%

3 Year Fixed Closed 4.55%

4.05% 4.11%

4 Year Fixed Closed 5.24%

4.19% 4.23%

5 Year Fixed Closed 5.79%

4.49% 4.52%

>

Apply only once and receive a credit limit of up to 80% of the value of your home

Manage your home-equity borrowing with our flexible RBC Homeline Plan®.**.

>

interest savings over time.

Consider the benefits of a variable rate mortgage which may provide the greatest

>

mortgage information available where and when you want.

Free advice on a range of home financing products offered by RBC Royal Bank and

>

Pre-approval and help arranging your financing.

For assistance on arranging your mortgage, please give me a call.

1. APR 2.69%. Based on a 5 year variable closed mortgage rate of prime rate + 0.40%. On

August 27, 2009 prime rate was 2.25%.2. APR 4.52%. Based on a 5 year fixed closed mortgage

rate of 4.49%. 3. APR

Variable Closed at 2.65%

based on one half of a $100,000 mortgage principal allocated to a 5 Year1 and the other half to a 5 Year Fixed Closed at 4.49%2.

‡ The annual percentage rate (APR) is based on a $100,000 mortgage for the stated term assuming certain cost of

borrowing charges (for example, appraisal fees). If there are no cost of borrowing charges, the APR and the interest rate will

be the same. † This is the effective rate assuming half of mortgage principal is allocated to a 5 Year Variable Closed

mortgage and the other half is allocated to a 5 Year Fixed Closed mortgage.

For fixed rate mortgages, interest is compounded half-yearly, not in advance and the rate shown as “Your rate” is a

discounted rate based on the posted rates of Royal Bank of Canada on August 27, 2009. For variable rate mortgages,

interest is calculated not in advance, with the same frequency as payments are made. RBC Posted Rates for variable rate

mortgages are based on the prime rate which is the annual rate of interest announced by Royal Bank of Canada from time

to time as its prime rate. On August 27, 2009 the prime rate 2.25%, the RBC Posted Rate for open variable rate mortgages

was prime + 0.80% and the RBC Posted Rate for closed variable rate mortgages was prime + 0.40%. Rates subject to

change without notice. Offer may be changed, withdrawn or extended at any time, without notice. Applicable to residential

mortgages only and subject to Royal Bank of Canada lending criteria for residential properties. Not available in

combination with any other discounts, offers or promotions. Terms and conditions apply. * Applies to fixed rate mortgages

only on selected property and subject to meeting credit criteria of RBC Royal Bank. ** The lesser of the appraised value or

the purchase price. ® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of

Royal Bank of Canada. All trademarks are the property of their respective owner(s) and are used with the permission of the

owner(s).

Susan Greschuk

Susan Greschuk

Associate Broker
CENTURY 21 Sun Country Realty
Contact Me

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