Szabolcs Pall

Sales Representative

Capital Realty Inc., Brokerage*

851 Richmond Road

Ottawa, ONK2A 3X2

Office: 613-564-0021
Office Fax: 613-564-0026
Toll Free: 866-331-2121
Cell: 613-327-2521
Direct: 613-564-0021
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Location, location, location... no longer enough!

  Location, location, location is simply no longer enough.  You need to start thinking about Timing when trying to get the most out of your investment. Of course location and size of the home will always be at the top of anyone’s list when assigning value to a property, that’s likely never going to change.  But another important factor these days is price.  ...

30 Year Amortization

Did you know … as of March 18th 2011, you will no longer be able to take out a mortgage with an amortization period of more than 30 years.  The change was implemented as a preventive measure to ensure people aren't over extending themselves. Some banks are taking advantage of this to offer incentives for would be home purchasers before the deadline, so take advantage now! ready2move.ca ...

Home Ownership - Learn before you leap!

My brother recently asked about what I thought was the best smart phone on the market.  Sure there are tons of web-sites dedicated to this stuff, and he has probably read them all, but like most anything you purchase, it’s often best to ask someone who’s had some firsthand experience with the bloody things.  And it’s with that in mind that we decided to host a live session ...

How's the market?

How’s the housing market? It couldn’t be any better if you ask me, and let me explain why: While the Residential Unit sales on the Ottawa Real Estate Board are down, our Condominium Unit numbers are up from last year at this time.  And let me remind you, that we had a record breaking year in 2009 which makes the numbers even more impressive. Residential prices have increased approximately ...

Will house prices go down?

Did you know that while CREA (Canadian Real Estate Association) is predicting that home prices next year will be down approximately 2.2%, they will have increased by 1.5% from over 2009.  To put it into perspective, your $350,000 home may decrease in price by about $2,500.  This is hardly anything to get into panic about, and please remember, that it's the local stats that matter.  ...

Hottest April on record for resale housing market

Hottest April on record for resale housing market Members of the Ottawa Real Estate Board sold 1,841 residential properties in April through the Board's Multiple Listing Service® system compared with 1,591 in April 2009, an increase of 15.7 per cent. Of those sales, 425 were in the condominium property class, while 1,416 were in the residential property class. The condominium property class ...

Competing Offers - How to win!

How do you win in a Competing Offer scenario? First you accept that in some instances, price will always be the final word.  And no matter how well your offer is drafted, someone may be in a position to offer more money than you for the house.  Having said that, there are a number of things you can do as the buyer, to ensure that your offer is not amongst the first to get rejected, so ...

Why change the mortgage rules?

Image: Danilo Rizzuti / FreeDigitalPhotos.net How do you characterize our current real estate market?  Lots of buyers, not enough homes. Homes are selling at over and above the asking price as demand pushes excited home buyers, nervous at the thought of losing out on a home, to bid full asking price sometimes without conditions. While active listings are down from last year, we are already ...

Confused about your last offer/listing agreement?

Did you fully understand the document you just signed?  If you are a little unsure about your level of comprehension of the last listing/offer you signed, don't worry, you are not alone. I've got a great example of a home owner who misunderstood one of the many important clauses in his Listing Agreement, namely in reference to the Holdover Period.  This states that the seller agrees to ...

Financing Assistance

Financing Assistance is just another service that I provide to all my clients.  This is your home, and it's kind of a big deal.  Know how and where to get a mortgage (banks are just one source), and what financial incentives and assistance is available to you. ie. tax credits, rebates, RRSP. What sort of costs you can expect at closing?  It's stuff that can put money in your pocket and ...
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