I’m The One Buying A Home – 
Just Who Are All These Other People?

Many people are involved in the home buying process.  These professionals have based their careers on helping you find and purchase the home of your dreams.  But do you really know just what they do for you? 

Real Estate Consultant (Your Agent)

The first person you’ll probably become involved with when you begin your search for a home is the real estate consultant.  This term includes real estate agents, salespersons, brokers, Realtors, listing agents, and buyer’s agents, all of whom must be licensed to serve you.  The agents and salespersons work for a brokerage. Those licensed to sell may represent either buyers or sellers.  However, listing agents typically represent only sellers, and buyer’s agents represent only the buyers – so as to avoid potential conflicts of interest.

Only those who are members of the Canadian Real Estate Association CREA may use the designation “REALTOR.”


The person you work with to get your Mortgage is generically called a Lender.  This person may also be a mortgage loan officer, banker, or broker.  The job of the Lender is to take your application for a loan, and verify your income, employment and credit history.


There may be several attorneys involved in the purchase of a home – one for the seller, one for you, the buyer, and one for the title insurance company.  The role of YOUR attorney is to make sure that you avoid any pitfalls in your purchase contract. they will examine the title, insure the title, and issue a title report – verifying that you can become the rightful owner of the property.


The appraiser, is frequently involved with the Lender. They examine the appearance, condition, size, and quality of the home – then estimate the home’s value based on other sales in the neighborhood or area.


The surveyor checks the boundaries of the property to ensure that the home is on ONLY its property – and the ONLY home on its property.

Home Inspector

The home inspector checks the working condition of electrical, mechanical, structural, and plumbing systems in the home.

WETT Inspector, Mold Testing, Well/Septic Inspections, Pest Control Operator...

After the Home Inspection further recommendations may be put forth to have other Field Inspectors visit your potential new home, in some cases Lenders/Insurance Companies require that you have the home checked for proper code installation of Wood Burning Fireplaces/Inserts also to have Pest inspectors for wood-destroying pests – termites and ants are the typical villains.  These professionals poke around the attic, basement, walls, and grounds to ensure that these pests aren’t squatters in your dream home.

These tips and many more are available as part of your Buyer Consultation, whether you are a 1st time buyer or move-up buyer.

Whenever you’re ready to start looking at homes, you may want to take advantage of our FREE HomeFinder Service, where we will search and match your exact wants and needs with ALL the new MLS homes that come on the market each day.


Our HomeFinder Service is perfect for when you’re starting to look at homes, and you want to find out about NEW listings as soon as they come on the market.


If you would like to be part of our "HomeFinder Service" along with receiving our "How To Buy Your Home" Handbook just give us a call or email and we can arrange a convenient time to get together.


Courtesy of Century 21 Team Realty Ltd. FREE to our Buyer Clients.

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