Here are some of the reasons visiting your banker and getting pre-approved for a mortgage is a good idea. If you think that you can purchase a home greater in value than you can get a mortgage for how disappointed are you going to be when you find that home, write an offer that is accepted and a couple of days later find out that you can‘t get a mortgage for that amount, what a waste of your precious time not to mention your REALTORS® time. It makes more sense to find out what you qualify for before you go house hunting that way you are only looking in the price range that you can afford and will not be disappointed to find out after seeing that gorgeous home that you fell in love with that you can’t afford it. The second reason to prequalify is that when your offer is being presented it is more attractive to the prospective vendor to see that you can afford to buy their home. Many real estate deals fall apart because of financing. For more information on mortgages and other real estate information call us.
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