Great Tips for Winter Health and Credit Info

Keep Swine Flu out of your Home

Keep Swine Flu out of your Home

As the country is in the midst of battling H1N1, protecting your family and friends is top of mind for many Canadians.  Here are some things you can do to ward off the flu if you are hosting or visiting open houses this season.

  • Place disinfectant hand sanitizer in your living room, kitchen and washrooms when hosting an open house.
  • Carry individually packaged disinfectant wipes or travel sized sanitizer with you if you are visiting open houses. 
  • Frequently wash your hands with soap.
  • When coughing or sneezing, you should cover your mouth and nose with tissue and immediately discard the tissues
  • avoid touching their eyes, nose or mouth if they are in an area where someone is ill, and maintain a minimum distance of 2 metres (6 feet) away from people who are sick
  • Make masks available to visitors – the recommended type of mask, by the public health agency of Canada is the N95. (There is controversy over the use of the masks as if not handled properly, it can actually increase the possibility of infection – it is recommended prior to placing a mask on that hand sanitization takes place – a mask can only be used once; and has a life of a maximum of 6 hours of continuous use)
  • Showcase21, an exclusive feature found on, displays 21 HD quality photos of listings.  These photos will give you a good first look so you can determine whether a personal open house visit is worthwhile; saving you time and decreasing your chances of being exposed to germs and viruses.
  • The symptoms of H1N1 are fever, cough, sore throat, runny or stuffy nose, body aches, headache, chills and fatigue – a significant number of people also report diarrhoea and vomiting.

Lastly, don’t let flu stop you from finding your dream home.  Start online from

5 ways to improve your credit score

5 Ways to improve your credit score

With mortgage markets still tight, it’s more important than ever to have a good credit score. Having a good score not only increases the odds of being approved for a mortgage, but it can also affect your rate, as the best interest rates are generally reserved for applicants with top credit scores.

Many consumers aren’t knowledgeable about their credit scores—or what impacts them. More importantly, they may not be aware of the many things they can do to improve their scores. Here are some tips that could help boost your score.

  • Get a copy of your credit report. Review it carefully to ensure that it’s correct. If you find an error, contact the creditor to have it corrected. You can request a free copy of your report at or
  • Pay your bills on time. This is probably one of the most important—and simple—things you can do to improve your credit score. Just pay your bills by their due date. Consider setting up automatic payments from your bank account to help you pay on time.
  • Pay down your credit cards. Paying off your credit cards or loans will help increase your score, but so will paying down your balances. Try to keep your balances below 30 percent of your credit limit.
  • Avoid closing unused credit cards. The older your credit history, the better. So keep your older cards, and use them periodically to keep the account active. Just be sure to pay your bill on time.
  • Check your credit limits. If your lender has reported a lower credit limit than you actually have, your score will be depressed. Once the information is corrected, your score should improve.

For more tips on improving your credit, or for a referral to a mortgage lender in your area, call or email me today.

Blog Archives