Buyers Information

Thank You

Thank you for allowing me to present myself and my company to you.

The information provided is intended to help you make a very critical decision.

You are considering one of the largest purchases you will most likely make in your lifetime. Allow me to take a moment of your time so you can understand what I will do for you vs. any other means of  buying your dream home.

There are many options these days as well as a lot of misinformation. Purchase privately? Purchase through a  “no service” company? Or hire a top professional with a proven track record of knowing the market and  understanding Buyers needs? Find out why you want a Realtor to represent your best interests.

The decision you make may make the difference of thousands of dollars and allow you restful nights knowing someone is taking care of things. I trust the following information will make this decision an easy one.

 

Buying Your Home 

 

Step #1.          Finding Your Real Estate Salesperson

Most people meet their Realtor from a personal recommendation or as a result of calling someone on a property, website, sign, ad, or Open House. Once you have made contact, it is advisable to make an appointment and meet with that Realtor to determine what services they will provide and to establish in your own mind that this  is the Realtor for you. Have  they listened to your needs and goals and will  they provide information and explanation? The most important element of this meeting is to feel comfortable with the Realtor.  You will be asked to sign a Buyers  Representation Agreement.   This enables your Realtor to work in your best interest.  Now they can guide you into the next step of home ownership.

Step #2.          Determining What  You Can Afford  

With few exceptions, mortgages are the primary method of financing your new home. Your Realtor will guide you through the process of determining  the down payment, arranging a mortgage, and will help  to prepare you for the pre-approval process with your Lender. Your Realtor will also  explain closing costs for your particular purchase.

Step #3.         Finding The Right Home For You

LOCATION, LOCATION, LOCATION...Schools, shopping, transportation, area  maturity, size, age and style of homes are all key ingredients of determining the right location for you. When viewing homes, feel free to take notes, ask lots of questions and become aware of any comparable sales in that area. 

Step #4.         Making The Offer

You have found your dream home, you’ve seen it and you  want it! Let’s make an offer! Your Realtor, guided by your instructions, will prepare an Offer to Purchase for the property. The offer will outline the terms and conditions ( often financing and home inspection clauses  and more) which you may require in purchasing the property. Your Realtor will have your best  interests in mind when guiding you through this process. Once the offer has been signed by you, your Realtor will meet the owners of the home and  their Realtor and represent  and negotiate the offer on your behalf..

Step #5           You’ve Done It!!

You now own a home,  subject to meeting all the conditions that were agreed to in the offer. Once again, you can rely on your Realtor to assist you in completing the conditions of the offer.  Once the conditions are met you  have a firm agreement  with the Seller.  CONGRATULATIONS!!  But  wait,  your Realtor is not done. While you celebrate your accomplishment your Realtor  will  finalize paperwork, forward required documentation to your lawyer and generally oversee the transaction up to and including  the closing day. 

Vishal Kapoor

Vishal Kapoor

Sales Representative
CENTURY 21 Miller Real Estate Ltd., Brokerage*
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