We could not be any luckier than to be living in Nova Scotia with this amazing mild winter and unbelievably low interest rates. For those thinking they will wait until spring to spring into action of buying a home ... do it now when there is an abundance of homes on the market and it continues to be a buyers' market. In the spring, there undoubtedly will be more buyers ... and the buyers' market may change to a sellers' market ... which means prices may increase. For first time buyers, this is the time to get preapproved with a mortgage broker ... contact your Realtor first and benefit from good free advice and referrals to some excellent people who will work with you to get you into a home. The cost to first time buyers is nil as the sellers pay the agents for the sale and the mortgage lenders pay the mortgage brokers for the sale. For first time buyers, buying real estate is the most important decision you can make and you should not try to do it alone ... take advantage of the professionals who will have your best interests at heart and make sure you get a good product at fair market value. Start earning equity in a home and stop throwing away money on rent. But make the call to a Realtor first. It will make all the difference in the world.