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What NOT to do prior to getting that mortgage!

  Cynics may scoff, but getting under contract on the right home can turn even the most stoic shopper into a bit of a dreamer. From paint colors to planting a garden, picturing yourself in that property is critical for many buyers. But leave a little room for pragmatism. Remember that getting pre-approved for a mortgage and even under contract isn’t a guarantee. That prefix is there ...

Are Mortgage Rates Going To Stay Low?

Low interest rates have been wonderful for both the owners of homes and buyers of homes. These low rates have been the norm for quite a while. According to the article linked below from the Canadian Real Estate Association (CREA) we shouldn't expect to see rates rise significantly any time soon. Why?  CREA lays out four reasons: Inflation is on target -- Inflation recently increased ...

Fall Home Maintenance Checklist

Fall cleaning isn't always as popular as spring cleaning, but it is getting to be that time for preparing our homes for cooler days and longer nights.  Here are 10 ideas to help get our homes ready for the inevitable winter ahead. 1) Add weatherstripping to doors and windows This will seal small gaps, and keep moisture and cold air outside where it belongs. On the doors, look for torn or missing ...

Extra Costs

Application fee: Some mortgage lenders charge a fee to process your application. But, ask if you can get it waived. Appraisal fee: Your mortgage lender may need to have your new home appraised by a proffesional, and quite often the bill is passed on to you. Sometimes your lender may waive the fee. Mortgage Broker`s fee: Your mortgage broker may charge a fee that is payable on your closing date. ...

Tips to Sell Your Home This Fall!

    Most people know that springtime is widely considered the busiest season for the real estate market. But did you know that the fall is a close second? Back from summer vacation, with the weather becoming more temperate and the kids back in school, fall is an ideal time to list your home for sale. Here are a few tips to make your home stand out in the fall real estate market: Clean ...

getting your home ready for winter

Winter can be hard on a home as well as us living through it. There are some things you can do that will help your home survive the winter in style and make you more comfortable at the same time. 1. Change your furnace filter it is likely the most often over looked item yet is the easiest and cheapest item that you can look after. A clogged or dirty air filter impedes the flow of warm air through ...

Best Places to live in Canada

This is a list of Canada's Best Places to Live 2014: Small-Sized Cities. Haven't heard of half of these places, wouldn't it be amazing to explore more of what Canada has to offer and be familiar with every province and territory! St. Albert, Alta. Strathcona County, Alta. Boucherville, Que. Lacombe, Que. Rimouski, Que. Repentigny, Que. Blainville, Que. Fredericton, N.B. Stratford, Ont. Aurora, ...

Lets Talk Commercial Properties!

The Melnyk Team at Century 21 Westman.com have been Busy Listing some Great Commercial Spaces for Lease and for Sale! How about a Seasonal Motel in Riding Mountain National Park boasting 15 poolside rooms and 10 Chalets, Establisted Restaurant on Trans Canada Highway in Brandon, 3 Commercial Lease Spaces on High Profile 18th Street in Brandon, and the list keeps growing! if you know of someone interested ...

MATCH FIRST HOME TO THE SIZE OF YOUR POCKETBOOK

So you have decided to take the big leap and purchase your first home.  CONGRATULATIONS!! Most of us have a "dream home" tucked away at the back of our minds - something with four bedrooms, two fireplaces and a panoramic view.  How about a little reality check before you go looking for that dream?? What if all the money you had went into the purchase and mortgage payments for that wonderful ...

What todays buyers prefer -top 10

  Top 10 things modern homebuyers want   Today’s homebuyer is different to those of previous generations. In the age of smartphones, apps and smart homes, the modern house hunter’s demands have changed dramatically. At the same time, in an era defined by fluctuating house prices, today’s homebuyer is more cost-sensitive than ever before. As searching ...